We want to Transform how the world manages debt

By creating solutions that transform data into business value throughout the entire debt lifecycle.

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The Beginning

In 2019, receeve began its journey with a vision to transform the debt collection industry. Founded in Hamburg, Germany, we set out to challenge traditional practices and bring about a paradigm shift in how debts are managed and recovered.

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AI-Powered Collections

From the outset, our mission has been clear – to leverage the power of AI to create more efficient, transparent, and customer-centric debt management processes. Equipped with a commitment to innovation and a deep understanding of the challenges within the industry, we have been transforming recovery and collections ever since.

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Global Expansion

The years following our inception have seen receeve positioned as a leader in the digital debt management space, enabling us to affect change across a range of industries and demonstrate the universal applicability of our data-driven, AI-powered approach. Partnerships with future-focused businesses across alternative lending, Buy Now Pay Later, and enterprise solutions further fueled our journey, empowering businesses to cultivate improved customer relationships and, crucially, recover more.

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Data-Driven Innovation

Creating value at every step of the debt management lifecycle is at the core of what we do. By capturing transaction data throughout the collections and recovery process, we have refined our approach to help businesses truly understand their customers and transformed collections teams from cost centres to profit drivers. With a foundation built on innovation, collaboration, and a commitment to the customer experience, we continue to drive innovation in the industry and contribute to reimagining the debt journey.

Meet our Rockstars

Say hello to the team working every day to transform the way debt is managed

“At receeve, surrounded by seasoned professionals, my QA journey is a blend of expertise and collaboration, where quality assurance is beyond testing. A culture where experience fuels innovation, and every test is a step towards perfection.”

Alla Vinogradova  |  Engineering

“The receeve journey meant merging my finance & tech expertise to craft market-leading solutions. Collaborative teams overcome technological challenges by delivering the best quality. Thankful for this opportunity at receeve!”

Alejandro Mangioni  |  Product

“My passion and day-to-day work is to architect and build a flexible and powerful platform that satisfies the needs of our clients, working hand in hand with the other engineers, operations, and product teams to reach this objective.”

Luis Rangel  |  Engineering

"I'm happy to be working alongside some great minds with a relentless commitment to making our product exceptional. The absolute best thing about my day-to-day work in sales is seeing customers get excited about our solution.”

Milica Nzobatinya  |  Sales

"At receeve, I turn problems into solutions, creating custom strategies that blend innovation for client success.”

Alvaro Feo  |  Operations

We strive for ownership, transparency and accountability

  • Better as a Team
    = 1+1=4

    We believe in team unity. Trust and collaboration are the foundation of how we get the job done.

  • Cultivate Healthy Honesty

    Transparency in actions and candid communications. We prioritise active listening, questioning, and understanding.

  • Evolve Constantly

    Challenge norms, embrace curiosity, seek feedback, and provide constructive criticism. Learn from failures, strive for excellence.

  • Behaving Like Owners

    Spend money as if it were your own, fix mistakes without seeking blame, stand up for your beliefs and be accountable for your actions.

  • Meritocracy Rules

    Let the best ideas prevail, data guides decisions. Trust yourself, recognize expertise, and value diverse perspectives.

  • Clients Drive Our Success

    Our clients are at the centre of everything we do. We aim to bring value and exceed expectations at every opportunity.

Our Leadership Team

  • With over 20 years in tech, Paul co-founded & launched receeve in 2019, leveraging his extensive industry background to help drive the future of collections & recovery through AI-powered performance.

    Paul Jozefak


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  • Co-founding receeve as CTO in 2019, Michael's extensive experience in architecting automation & ML solutions & mentorship background form the foundation for our data-driven vision of debt management.

    Michael Backes


  • A practice leader with a passion for product management & the heart of an architect, Nicolas is always eager to build awesome software & leverages his 20 years of experience delivering value in 5 continents.

    Nicolas Ethevenin

    Head of Product


Pat is a well-known Irish entrepreneur with multiple startups in varying industries behind him. He has seen it all, and is a valuable source of feedback and direction for us, helping receeve evolve into a high-growth tech business.

Pat Phelan


Matthias is a seasoned business founder and banking executive, helping chart our course as a growing Fintech. He brings a wealth of knowledge from the banking world and shares his extensive network of contacts with us.

Matthias Kröner


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Inspired by what you've learned and keen to join our dynamic team?

We’re transforming how organisations approach collections and recovery, and we're on the lookout for future receeve Rockstars to help us reshape the debt management landscape through collaborative innovation. 

If you’re seeking your next challenge and have a passion for data and technology, click the button below to discover more about building your future with us at receeve!

Our investors - these amazing people helped us get off the ground

  • Logo of Mangrove

    Mangrove Capital Partners is a VC firm helping innovative entrepreneurs start, and grow, global disruptive tech companies.

  • Logo of Seedcamp

    Seedcamp is a European seed-stage VC fund, headquartered in London, and launched in May 2007.

  • Logo of Si

    SI is a VC fund with more than €400m to invest in seed & early-stage tech startups across Europe

  • Logo of 14W

    14W is a venture capital firm focused on consumer internet, marketplace, e-commerce, CPG, and media businesses.

  • Logo of Seaya

    Seaya is a venture capital fund focused on creating the next generation of companies in Europe and Latin America

  • Logo of Abn Amro

    ABN AMRO Ventures is a fund, launched by ABN AMRO in late 2015. The fund's mission is to help innovating companies flourish and to benefit from a collaboration of knowledge and capital.

We celebrate collaboration




Employees (and growing!)



7 Dec, 2021

Date seed funding was received

Our clients span across Europe & Latin America

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