We want to:
Transform how the world
manages debt

By creating solutions that transform data into business value throughout the entire debt lifecycle. 

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Founders Paul Jozefak and Michael Backes, seated side by side.
Paul Jozefak
Co-Founder & CEO.
Michael Backes
Co-Founder & CTO

About receeve

Our journey so far

Inception and Vision

In 2019, receeve began its journey with a vision to transform the debt collection industry. Founded in Hamburg, Germany, we set out to challenge traditional practices and bring about a paradigm shift in how debts are managed and recovered.

AI-Powered Transformation

From the outset, our mission has been clear – to leverage the power of AI to create more efficient, transparent, and customer-centric debt management processes. Equipped with a commitment to innovation and a deep understanding of the challenges within the industry, we have been transforming recovery and collections ever since.

Digital Leadership and Partnerships:

The years following our inception have seen receeve positioned as a leader in the digital debt management space, enabling us to affect change across a range of industries and demonstrate the universal applicability of our data-driven, AI-powered approach. Partnerships with future-focused businesses across alternative lending, Buy Now Pay Later, and enterprise solutions further fueled our journey, empowering businesses to cultivate improved customer relationships and, crucially, recover more.

Value-Centric Innovation:

Creating value at every step of the debt management lifecycle is at the core of what we do. By capturing transaction data throughout the collections and recovery process, we have refined our approach to help businesses truly understand their customers and transformed collections teams from cost centres to profit drivers. With a foundation built on innovation, collaboration, and a commitment to the customer experience, we continue to drive innovation in the industry and contribute to reimagining the debt journey.

Meet our Rockstars

“At receeve, surrounded by seasoned professionals, my QA journey is a blend of expertise and collaboration, where quality assurance is beyond testing. A culture where experience fuels innovation, and every test is a step towards perfection.”

Alla Vinogradova


Alla Vinogradova

“The receeve journey meant merging my finance & tech expertise to craft market-leading solutions. Collaborative teams overcome technological challenges by delivering the best quality. Thankful for this opportunity at receeve!”

Alejandro Mangioni


Alejandro Mangioni

“My passion and day-to-day work is to architect and build a flexible and powerful platform that satisfies the needs of our clients, working hand in hand with the other engineers, operations, and product teams to reach this objective.”

Luis Rangel


Luis Rangel

"I'm happy to be working alongside some great minds with a relentless commitment to making our product exceptional. The absolute best thing about my day-to-day work in sales is seeing customers get excited about our solution.”

Milica Nzobatinya


Milica Nzobatinya

"At receeve, I turn problems into solutions, creating custom strategies that blend innovation for client success.”

Alvaro Feo


Alvaro Feo

OUR Values

We strive for ownership, transparency and accountability

Better as a Team 1+1=4

We believe in team unity. Trust and collaboration are the foundation of how we get the job done.

Cultivate Healthy Honesty

Transparency in actions and candid communications. We prioritise active listening, questioning, and understanding.

Evolve Constantly

Challenge norms, embrace curiosity, seek feedback, and provide constructive criticism. Learn from failures, strive for excellence.

Behaving Like Owners

Spend money as if it were your own, fix mistakes without seeking blame, stand up for your beliefs and be accountable for your actions.

Meritocracy Rules

Let the best ideas prevail, data guides decisions. Trust yourself, recognize expertise, and value diverse perspectives.

Clients Drive Our Success

Our clients are at the centre of everything we do. We aim to bring value and exceed expectations at every opportunity.


Our Leadership Team

Paul Jozefak

Paul Jozefak


With over 20 years in tech, Paul co-founded & launched receeve in 2019, leveraging his extensive industry background to help drive the future of collections & recovery through AI-powered performance.

Michael Backes

Michael Backes


Co-founding receeve as CTO in 2019, Michael's extensive experience in architecting automation & ML solutions & mentorship background form the foundation for our data-driven vision of debt management.

Kieran Sexton

Kieran Sexton


A strategic sales leader with 20 years' experience driving global revenue growth for a range of digital service providers, Kieran is leading the way in boosting receeve's growing position in the market.

Nicolas Ethevenin

Nicolas Ethevenin

Product Managment

A practice leader with a passion for product management & the heart of an architect, Nicolas is always eager to build awesome software & leverages his 20 years of experience delivering value in 5 continents.

our support network

Our advisors - meet the other industry experts we work with

Matthias Kröner
Matthias is a seasoned business founder and banking executive, helping chart our course as a growing Fintech. He brings a wealth of knowledge from the banking world and shares his extensive network of contacts with us.
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Pat Phelan
Pat is a well-known Irish entrepreneur with multiple startups in varying industries behind him. He has seen it all, and is a valuable source of feedback and direction for us, helping receeve evolve into a high-growth tech business.
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Inspired by what you've learned and keen to join our dynamic team?

We’re transforming how organisations approach collections and recovery, and we're on the lookout for future receeve Rockstars to help us reshape the debt management landscape through collaborative innovation. 

If you’re seeking your next challenge and have a passion for data and technology, click the button below to discover more about building your future with us at receeve!


Our investors - these amazing people helped us get off the ground

Logo of Mangrove

Mangrove Capital Partners is a VC firm helping innovative entrepreneurs start, and grow, global disruptive tech companies.

Logo of Seedcamp

Seedcamp is a European seed-stage VC fund, headquartered in London, and launched in May 2007.

Logo of Si

SI is a VC fund with more than €400m to invest in seed & early-stage tech startups across Europe

Logo of 14W

14W is a venture capital firm focused on consumer internet, marketplace, e-commerce, CPG, and media businesses.

Logo of Seaya

Seaya is a venture capital fund focused on creating the next generation of companies in Europe and Latin America

Logo of Abn Amro

ABN AMRO Ventures is a fund, launched by ABN AMRO in late 2015. The fund's mission is to help innovating companies flourish and to benefit from a collaboration of knowledge and capital.

performance by numbers

We celebrate collaboration




employees (and growing!)



7 Dec, 2021

Date seed funding was received

Hexagon Group


Our clients span across Europe & Latin America

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